Insurance Company Denied My Whiplash Claim. What Do I Do Now?

Experiencing a car accident is stressful enough without having to deal with the frustration of an insurance claim denial, especially for common injuries like whiplash. Whiplash can lead to significant pain and suffering, and financial burden due to medical bills and lost wages. If your insurance company denies your whiplash claim, it is important to understand your rights and the steps you can take to challenge this decision. The experienced attorneys at Kitrick, McWeeney & Wells, LLC are here to guide you through the process.

Understanding Whiplash and Insurance Claims

Whiplash is a neck injury caused by rapid back-and-forth movement, commonly occurring in rear-end car accidents. Symptoms may include neck pain, stiffness, headaches, and dizziness. These symptoms can significantly affect one’s daily life and ability to work, making it crucial to seek medical attention and file a claim with one’s insurance company.

However, insurance companies often deny whiplash claims for various reasons, such as disputing the injury’s severity, questioning the claim’s validity, or alleging pre-existing conditions. Understanding why your claim was denied is the first step in addressing the issue.

Steps to Take After a Denied Whiplash Claim

Review the Denial Letter

Carefully read the denial letter from your insurance company. This letter should outline the reasons for the denial. Common reasons include lack of medical evidence, late reporting of the injury, or disputes about fault in the accident.

Gather Medical Evidence

Medical evidence is critical in proving the severity of your whiplash injury. Make sure you have comprehensive documentation of your diagnosis, treatment, and prognosis. This includes medical records, doctor’s notes, and any diagnostic tests like X-rays or MRIs. Continue to follow your doctor’s treatment plan and attend all follow-up appointments.

Document Everything

Keep detailed records of all communications with your insurance company, including phone calls, emails, and letters. Also, document your symptoms, treatment, and any impact the injury has had on your daily life and work.

File an Appeal

Most insurance companies have an appeal process for denied claims. Submit a written appeal addressing the reasons for the denial and include any additional evidence that supports your claim. Be sure to adhere to any deadlines specified by the insurance company.

Seek Legal Assistance

If your appeal is denied or you are struggling to navigate the process, it’s time to seek legal help. The attorneys at Kitrick, McWeeney & Wells, LLC have extensive experience dealing with insurance claim denials. We can provide guidance, negotiate with the insurance company on your behalf, and represent you in court if necessary.

How Kitrick, McWeeney & Wells, LLC Can Help?

Dealing with an insurance claim denial can be overwhelming, but you do not have to go through it alone. Here is how the experienced team at Kitrick, McWeeney & Wells, LLC, can assist you:

• Comprehensive Case Evaluation: The attorneys will thoroughly review your case, including the denial letter, medical records, and other relevant documents. They will honestly assess your situation and the likelihood of a successful appeal.
• Building a Strong Case: The firm will help gather additional evidence to strengthen your claim. This may include obtaining expert medical opinions, collecting witness statements, and securing any other necessary documentation.
• Negotiating with Insurance Companies: The lawyers at Kitrick, McWeeney & Wells, LLC are skilled negotiators. We will handle all communications with the insurance company, ensuring that your rights are protected and advocating for a fair settlement.
• Litigation Support: The firm is prepared to take your case to court if negotiations fail. Their attorneys have a proven track record of success in litigating personal injury claims and will work tirelessly to achieve a favorable outcome for you.
• Providing Peace of Mind: Having a knowledgeable attorney on your side can alleviate much of the stress associated with a claim denial. Our team at Kitrick, McWeeney & Wells, LLC will guide you through every step of the process, providing support and peace of mind.

The New Jersey Whiplash Injury Lawyers at Kitrick, McWeeney & Wells, LLC Advocate for the Rights of All Car Accident Victims

A whiplash injury can have a profound impact on your life, and dealing with an insurance claim denial only adds to the burden. Understanding the steps to take after a denial and seeking the assistance of experienced attorneys can make all the difference. The New Jersey whiplash injury lawyers at Kitrick, McWeeney & Wells, LLC are dedicated to helping clients overcome these challenges. Call 732-920-8383 or complete our online form to schedule a free consultation. Located in Manasquan and Brick, New Jersey, we serve clients in Middlesex County, Atlantic County, Mercer County, Monmouth County, and Ocean County.