Brick Head-On Collision Lawyers

Head-on collisions are among the most dangerous types of motor vehicle accidents, often leading to devastating consequences for those involved. Recent data from the National Highway Traffic Safety Administration (NHTSA) highlights the severity of these incidents, with head-on collisions accounting for approximately 10 percent of all fatal crashes in the United States.

In Brick, New Jersey, congested roadways and high traffic volumes increase the risk of these accidents. On rural two-lane roads, passing errors and loss of control can cause head-on collisions.

In Brick, head-on collision lawyers at Kitrick, McWeeney & Wells, LLC understand the causes, outcomes, and legal implications of head-on collisions. Whether it involves pursuing compensation for medical expenses, determining fault, or addressing insurance issues, accurate information can make a significant difference.

What Are the Common Causes of Head-On Collisions?

Head-on collisions often happen when one vehicle crosses into the opposite lane due to driver error or external factors. Common causes include:

• Distracted driving, leading to unintentional lane departures.
• Driving under the influence of alcohol or drugs, impairing judgment and reaction time.
• Adverse weather, such as heavy rain or ice, reduces traction and control.
• Fatigue, causing drowsy drivers to drift into oncoming traffic.
• Unsafe passing maneuvers on two-lane roads, where drivers misjudge distance or speed.

These causes highlight the importance of caution and attentiveness when driving.

What Types of Injuries Are Most Common in Head-On Collisions?

The force involved in head-on collisions frequently leads to life-threatening injuries due to the direct impact between two vehicles. Common injuries include:

• Traumatic brain injuries from sudden jolts or head strikes.
• Spinal injuries, such as fractures or nerve damage.
• Fractures to arms, legs, and ribs from crushing forces or being thrown forward.
• Internal injuries, including organ damage or internal bleeding, requiring urgent care.
• Whiplash and other soft tissue injuries, even in low-speed collisions.
• Burns and lacerations caused by broken glass or vehicle fires.

How Is Fault Determined in a Head-On Collision?

Fault in head-on collisions is generally established by examining evidence, including the positions of the vehicles, witness statements, and physical damage. Police reports can provide a detailed account of the accident, including diagrams, photographs, and officer observations; all can be instrumental in determining liability.

Traffic laws play a significant role in assessing fault, especially if one driver is speeding, impaired, or performing an illegal maneuver. Our Brick head-on collision lawyers also work with accident reconstruction experts. These professionals analyze evidence like skid marks, vehicle damage, and point of impact to determine the sequence of events leading to the collision.

What Happens If the Other Driver Was Uninsured or Underinsured?

If the at-fault driver lacks adequate insurance coverage, you may face challenges in obtaining full compensation. However, uninsured or underinsured motorist coverage can provide financial relief in such situations. This type of coverage allows you to recover damages from your own insurance company when the other driver is unable to cover your losses.

Filing a claim under uninsured or underinsured motorist coverage involves proving that the other driver was at fault and demonstrating the extent of your damages. The minimum limit for this coverage is $5,000, but it is possible to pay for higher limits. Remember: Uninsured/Underinsured Motorist Coverage limits cannot be higher than your liability coverage limits.

How Do Police Reports Affect Head-On Collision Claims?

Police reports can be critical pieces of evidence in head-on collision cases, as they provide objective accounts of car accidents. Officers typically document weather conditions, road hazards, and any traffic violations committed by the drivers involved. These reports often include statements from witnesses and initial determinations of fault.

While police reports are not always admissible in court, they are highly influential in insurance negotiations. Insurance companies rely on the information within these reports to assess liability and determine settlement amounts. Our Brick head-on collision lawyers can see if your police report is accurate, as errors can impact the outcome of a case.

How Are Medical Bills Handled While Waiting for a Settlement?

In New Jersey, personal injury protection (PIP) coverage is mandatory and provides immediate payment for medical expenses regardless of fault. This no-fault coverage is designed to ensure that policyholders can access medical treatment without delay.

However, PIP coverage has limits, and medical bills exceeding those may need to be recovered through a liability claim against the at-fault driver. Hospitals and medical providers may agree to defer collection of unpaid bills until the conclusion of your case, provided they are notified of an active claim. Our Brick head-on collision lawyers can work to negotiate favorable terms with providers during this process.

Can a Passenger in a Head-On Collision File a Claim?

Passengers injured in head-on collisions have the right to pursue compensation for their injuries. Claims may be filed against the at-fault driver’s insurance policy or, in some cases, against both drivers if liability is shared. Passengers are generally not considered at fault, making it easier to recover damages.

To file a claim, passengers must provide documentation of their injuries, medical expenses, and other losses. An attorney can assist with gathering evidence, identifying all potential sources of compensation, and handling the claims process for you.

What Happens If the Collision Was Caused by Defective Vehicle Parts?

Defective vehicle components, such as faulty brakes or steering systems, can contribute to head-on collisions. When this occurs, a product liability claim may be pursued against the manufacturer, distributor, or retailer of the defective part.

Establishing liability in such cases requires demonstrating that the defect directly caused the accident. Evidence like maintenance records, recall notices, and expert testimony can support your claim. Pursuing a product liability case often involves multiple parties and typically requires experienced legal guidance.

How Can a Lawyer Help Me After a Head-On Collision?

An attorney can provide invaluable assistance in a head-on collision case by handling the legal aspects of your claim while you focus on recovery. They can gather evidence, negotiate with insurance companies, and advocate for your rights in court if necessary.

This is particularly important in cases involving severe injuries, disputed liability, or multiple defendants. Our Brick head-on collision lawyers can fight for compensation for medical expenses, lost income, and non-economic damages such as pain and suffering.

Let the Brick Head-On Collision Lawyers at Kitrick, McWeeney & Wells, LLC Pursue Justice on Your Behalf

The experienced Brick head-on collision lawyers at Kitrick, McWeeney & Wells, LLC have a proven track record of successfully assisting clients in serious car accident cases. To schedule a free consultation, complete our online form or call 732-920-8383. We are located in Manasquan and Brick, New Jersey, and we assist clients in Middlesex County, Atlantic County, Mercer County, Monmouth County, and Ocean County, New Jersey.